sec_4_4_1__para__9 — COMMISSION NOTICE – Guidance on the interpretation and application of Directive…

sec_4_4_1para9

COMMISSION NOTICE – Guidance on the interpretation and application of Directive 2005/29/EC of the European Parliament and of the Council concerning unfair business-to-consumer commercial practices in the internal market · European Union

The most commonly reported unfair practices (within the meaning of the UCPD) in relation to both financial services (430) and immovable property concern a lack of essential information at the advertising stage and misleading descriptions of products (431). Online offers can lack information on the main characteristics of the consumer credit, or the initially displayed credit costs do not include all applicable charges or are not presented in a clear, intelligible and unambiguous manner, as required by Articles 7 (1), (2) and (4) of the UCPD (432). These practices may also entail breaches of other consumer legislation, in particular the Consumer Credit Directive and the Unfair Contract Terms Directive.

← sec_4_4_1__para__8 · All articles · 4.4.2 Besondere Aspekte bei Immobilien →

Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.