Section 100(5)
CCA 1974
Consumer Credit Act 1974 · United Kingdom
Where the debtor, on the termination of the agreement, wrongfully retains possession of goods to which the agreement relates, then, in any action brought by the creditor to recover possession of the goods from the debtor, the court, unless it is satisfied that having regard to the circumstances it would not be just to do so, shall order the goods to be delivered to the creditor without giving the debtor an option to pay the value of the goods.
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Source: legislation.gov.uk · retrieved 2026-07-30