Section 13
CCA 1974
Consumer Credit Act 1974 · United Kingdom
A debtor-creditor agreement is a regulated consumer credit agreement being— a restricted-use credit agreement which falls within section 11(1)(b) but is not made by the creditor under pre-existing arrangements, or in contemplation of future arrangements, between himself and the supplier, or a restricted-use credit agreement which falls within section 11(1)(c), or an unrestricted-use credit agreement which is not made by the creditor under pre-existing arrangements between himself and a person (the “supplier ”) other than the debtor in the knowledge that the credit is to be used to finance a transaction between the debtor and the supplier.
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Source: legislation.gov.uk · retrieved 2026-07-30