Section 140A(1)

The court may make an order under section 140B in connection with a credit agreement if it determines that the relationship between the creditor and the debtor arising out of the agreement (or the agreement taken with any related agreement) is unfair to the debtor because of one or more of the following— any of the terms of the agreement or of any related agreement; the way in which the creditor has exercised or enforced any of his rights under the agreement or any related agreement; any other thing done (or not done) by, or on behalf of, the creditor (either before or after the making of the agreement or any related agreement).

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Source: legislation.gov.uk · retrieved 2026-07-30