Section 14(1)

A credit-token is a card, check, voucher, coupon, stamp, form, booklet or other document or thing given to an individual by a person carrying on a consumer credit business, who undertakes— that on the production of it (whether or not some other action is also required) he will supply cash, goods and services (or any of them) on credit, or that where, on the production of it to a third party (whether or not any other action is also required), the third party supplies cash, goods and services (or any of them), he will pay the third party for them (whether or not deducting any discount or commission), in return for payment to him by the individual.

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Source: legislation.gov.uk · retrieved 2026-07-30