Section 160(1)

The FCA , on an application made by a credit reference agency, may direct that this section shall apply to the agency if it is satisfied— that compliance with section 158 in the case of consumers who carry on a business would adversely affect the service provided to its customers by the agency, and that, having regard to the methods employed by the agency and to any other relevant factors, it is probable that consumers carrying on a business would not be prejudiced by the making of the direction.

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Source: legislation.gov.uk · retrieved 2026-07-30