Section 185(2)

Notwithstanding subsection (1)(a), where credit is provided under an agreement to two or more debtors jointly, in performing his duties— the creditor need not give statements to any debtor who has signed and given to him a notice (a ‘dispensing notice’) authorising him not to comply in the debtor's case with section 77A or (as the case may be) 78(4). in the case of fixed-sum credit, under section 77A, or in the case of running-account credit, under section 78(4),

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Source: legislation.gov.uk · retrieved 2026-07-30