Section 186
CCA 1974
Consumer Credit Act 1974 · United Kingdom
Where an actual or prospective regulated agreement has two or more creditors or owners, anything required by or under this Act to be done to, or in relation to, or by, the creditor or owner shall be effective if done to, or in relation to, or by, any one of them.
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Source: legislation.gov.uk · retrieved 2026-07-30