Section 19(2)

The persons referred to in subsection (1)(c) are— the creditor or owner, or his associate; a person who, in the negotiation of the transaction, is represented by a credit-broker who is also a negotiator in antecedent negotiations for the principal agreement; a person who, at the time the transaction is initiated, knows that the principal agreement has been made or contemplates that it might be made.

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Source: legislation.gov.uk · retrieved 2026-07-30