Section 56(4)
CCA 1974
Consumer Credit Act 1974 · United Kingdom
For the purposes of this Act, antecedent negotiations shall be taken to begin when the negotiator and the debtor or hirer first enter into communication (including communication by advertisement), and to include any representations made by the negotiator to the debtor or hirer and any other dealings between them.
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Source: legislation.gov.uk · retrieved 2026-07-30