Section 66A(3)

For the purposes of subsection (2) the relevant day is whichever is the latest of the following— the day on which the agreement is made; where the creditor is required to inform the debtor of the credit limit under the agreement, the day on which the creditor first does so; in the case of an agreement to which section 61A (duty to supply copy of executed consumer credit agreement) applies, the day on which the debtor receives a copy of the agreement under that section or on which the debtor is informed as specified in subsection (3) of that section; in the case of an agreement to which section 63 (duty to supply copy of executed agreement: excluded agreements) applies, the day on which the debtor receives a copy of the agreement under that section.

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Source: legislation.gov.uk · retrieved 2026-07-30