Section 74(1)

Except as provided in subsections (1A) to (2), this Part does not apply to— a non-commercial agreement, a debtor-creditor agreement enabling the debtor to overdraw on a current account, a debtor-creditor agreement to finance the making of such payments arising on, or connected with, the death of a person as may be prescribed, or a small debtor-creditor-supplier agreement for restricted-use credit.

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Source: legislation.gov.uk · retrieved 2026-07-30