Section 74(1D)

Where an agreement that falls within subsection (1)(b) would be an authorised non-business overdraft agreement but for the fact that the credit is not repayable on demand or within three months the following provisions apply— section 55 (regulations on disclosure of information); . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . section 55C (copy of draft consumer credit agreement); section 56 (antecedent negotiations); section 60 (regulations on form and content of agreements); section 61 (signing of agreement); section 61A (duty to supply copy of executed agreement); section 66A (withdrawal from consumer credit agreement).

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Source: legislation.gov.uk · retrieved 2026-07-30