Section 78A(6)
CCA 1974
Consumer Credit Act 1974 · United Kingdom
For the purposes of this section an agreement is an excluded agreement if it is— a debtor-creditor agreement arising where the holder of a current account overdraws on the account without a pre-arranged overdraft or exceeds a pre-arranged overdraft limit, or an agreement secured on land.
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Source: legislation.gov.uk · retrieved 2026-07-30