Section 13(1)

The operation of this Act in relation to a qualifying debt is not affected by— any change in the identity of the parties to the contract creating the debt; or the passing of the right to be paid the debt, or the duty to pay it (in whole or in part) to a person other than the person who is the original creditor or the original debtor when the debt is created.

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Source: legislation.gov.uk · retrieved 2026-08-15