Section 5(2)
CIDRA 2012
Consumer Insurance (Disclosure and Representations) Act 2012 · United Kingdom
A qualifying misrepresentation is deliberate or reckless if the consumer— knew that it was untrue or misleading, or did not care whether or not it was untrue or misleading, and knew that the matter to which the misrepresentation related was relevant to the insurer, or did not care whether or not it was relevant to the insurer.
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Source: legislation.gov.uk · retrieved 2026-08-15