Section 76(1)

Subject to regulations 74 and 75, where an executed payment transaction was not authorised in accordance with regulation 67 (consent and withdrawal of consent), the payment service provider must— refund the amount of the unauthorised payment transaction to the payer; and where applicable, restore the debited payment account to the state it would have been in had the unauthorised payment transaction not taken place.

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Source: legislation.gov.uk · retrieved 2026-09-04