Article 41 › 8

The Commission shall adopt delegated acts in accordance with Article 50 to specify criteria and factors to be taken into account by EBA in determining when there is a significant investor protection concern or a threat to the orderly functioning and integrity of financial markets and to the stability of the whole or part of the financial system of the Union referred to in paragraph 2(a). Those criteria and factors shall include: (a) the degree of complexity of a structured deposit and the relation to the type of client to whom it is marketed and sold; (b) the size or the notional value of an issuance of structured deposits; (c) the degree of innovation of a structured deposit, an activity or a practice; (d) the leverage a structured deposit or practice provides.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04