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| 22. | The descriptions given by providers in accordance with Article 5 should provide real added-value to the users concerned. Articles 5(1) and (2) require that providers give information not only of the main parameters, but also the reasons for the relative importance of those main parameters as opposed to other parameters. In addition, pursuant to Article 5(5), the users should be enabled to obtain an ‘adequate understanding’ of whether and if so, how and to what extent three particular factors are taken into account (5). This means that the description to be provided has to go beyond a simple enumeration of the main parameters, and provide at least a ‘second layer’ of explanatory information (6). Providers could, for example, consider describing the company-internal ‘thought process’ that was used for identifying the ‘main parameters’, as a way to also derive the ‘reasons for their relative importance’.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.