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| The same sales or service contract may also cover services that are not governed by the Directive. For example, a sales or service contract may make it possible to pay the price in instalments at a certain interest rate. Such a contract would also be subject to the specific rules governing consumer financial services (20). The rules on ancillary contracts in Article 15 of the Directive would apply by analogy (see section 5.10).

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.