Schedule 1, Part 1, paragraph 6
CIDRA 2012
Consumer Insurance (Disclosure and Representations) Act 2012 · United Kingdom
If the insurer would have entered into the consumer insurance contract, but on different terms (excluding terms relating to the premium), the contract is to be treated as if it had been entered into on those different terms if the insurer so requires.
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Source: legislation.gov.uk · retrieved 2026-08-15