Schedule 1, Part 1, paragraph 7
CIDRA 2012
Consumer Insurance (Disclosure and Representations) Act 2012 · United Kingdom
In addition, if the insurer would have entered into the consumer insurance contract (whether the terms relating to matters other than the premium would have been the same or different), but would have charged a higher premium, the insurer may reduce proportionately the amount to be paid on a claim.
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Source: legislation.gov.uk · retrieved 2026-08-15